Medicare Supplement Plans 2012
In 2012 Medigap plans are just as popular as they have ever been. Find out why so many people buy Medigap plans.
In 2012, Medigap plans are just as popular as they have ever been. For people who like choice in the doctor they see or the health care facility they use, then a Medicare Supplement policy can be a good choice. That flexibility also works well for people who travel or spend part of the year in a different state.
For 2012 Medigap plans, beneficiaries will see no changes in the standardized benefits. There were some changes to Medicare Supplements in 2010 – you might hear those plans referred to as “modernized plans.” That is generally what you will be quoted for Medicare Supplement plans in 2012.
Medicare Supplemental plans in 2012 are approved by the state insurance departments. So 2012 Medigap plan rate increases will be announced by each insurance company once their rate is approved by the state insurance department.
When you compare 2012 Medigap plans, be sure you ask about the difference between some of the new 2010 plans – like Medigap Plan M and Medigap Plan N – and older plans. These new plans work a bit differently and have copays and deductibles. So the premium may be lower but if you go to the doctor frequently you’ll find your health care costs mounting.
An iQuote Medicare health insurance plan advisor can help you find the right Medicare Supplement plans to compare before you buy. Simply request an iQuote or call 1-800-352-9742.
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